All posts by Quentin DSouza
You Should Only Listen to Mentors and Teachers Who Have Already Succeeded at What You Want to Do
Would you ever have a heart surgeon who only read about heart surgery and learned videos online about heart surgery but has never done an operation work on you? Then why would you listen to so-called experts who have never achieved what you want to achieve? In today’s world, everyone seems to have advice on […]
Continue readingThe Weekend Guru
In April 2008, I attended a quick start real estate investing weekend with the Real Estate Investment Network(REIN) for $287. It opened my eyes to the potential of investing in real estate, offered practical advice, and included binders and CDs that went with the weekend. I joined at the time because of Don. R. Campbell, […]
Continue readingDo Interest Rates Go Down Faster Than They Go Up?
One of the trends that I have heard from mortgage brokers is that interest rates usually go down faster than they go up. As a real estate investor, I’m interested in figuring out what this might look like if we are indeed in an interest rate decrease cycle. Also, how many instances were there where […]
Continue readingShould You Continue to Invest in Ontario Real Estate?
I was picking up my truck from the shop, when a gentleman came over to ask me a question as I was leaving. He recognized me as the real estate guy from the Durham Real Estate Investor meetings. Let’s call him Jim to make things easier. Jim has about 30k left to pay off on […]
Continue readingUsing Real Estate for Financial Independence (Retirement)
A lot of the articles that I have seen that talk about using real estate for retirement usually comes from people who focus on investing in the stock market or other financial professionals. I haven’t seen too many articles that were written by Real Estate Investors for them. I’m not sure why that is, but […]
Continue readingSell Some Assets and Private Lend the Money for Financial Independence (Retirement)
Some investors who have gained financial independence continue to keep some properties in order to hedge against inflation and continue to provide growth of their asset base over time. Private lending provides income, and usually that income is being used by the real estate investor for part or most of their monthly income. Depending on […]
Continue readingConvert Real Estate Portfolio Into a REIT or Fund for Inter-generational Wealth and for Financial Independence (Retirement)
This particular strategy is one that I have heard from family offices and high net worth individuals who have created a medium to large portfolio of properties. They will either sell their assets to REIT or a Fund, or they will convert their real estate assets into a REIT or Private Fund as an exit […]
Continue readingVTB Mortgages on Apartment Buildings then Private Mortgages for Financial Independence (Retirement)
I’ve purchased apartment buildings from owners directly and indirectly through Realtors who we’re interested in providing financing on those buildings as they had paid them off or had them nearly paid off. Usually these owners have been the same owner for a very long time and are very comfortable with lending on the building that […]
Continue readingSell Some Assets and Pay Off the Rest for Financial Independence (Retirement)
I have heard this strategy a number of times mostly at meetings through the Real Estate Investment Network back in 2008 and 2009. The various speakers talked about “Selling theDogs and Keeping the Stars” which was a strategy where you would sell off the properties that were the biggest pain in the butt and use […]
Continue readingCash Flow from your Property Portfolio for Financial Independence (Retirement)
When we talk about cash flow it’s important to also get an understanding of the different types of real estate markets out there. Some people categorize a market as a cash flow Market. When the categorize Market as a cash flow market usually that means that there is little appreciation that happens to the properties […]
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